While we talk about getting rid of debt, finding your dream job, increasing your income, diversifying your investments and buying cars, it’s sometimes important to remember where we’re at in the context of humanity.

The Global Rich List is one such reminder. It simply asks you one thing: how much do you earn per year.
My 70,000$CDN/year? [...]

I like Stephen R. Covey’s work. I own a copy of The 7 Habits of Highly Effective People and find that it has some great advice for managing your time, goals, and priorities. Covey expanded on the time management principles in FIRST THINGS FIRST, a book he wrote on time management.

There is a nice anecdote [...]

I’m sure you all have read my post on The Ultimate Credit Card Repayment Program and my post on Ordering Debts
for Repayment, and then found yourself saying ‘That’s great Mike, but what I really need is a nice tool with fancy graphs that lets me enter in all my debts and have it automatically [...]

While browsing the Technorati list of blogs linking to us, I came across a less than glowing link in another blog entry titled The Lost (thank God) Art of Frugality
by Tommy Chang:

The frugal lifestyle, or being a cheap ass, is the advice that many self help books and websites, such as weathlyblogger.com give. [...]

Last Friday I decided enough was enough, I wanted an Xbox. The problem was that I could not justify throwing down $250 for an Xbox and a couple of games, so I came up with a plan: Blockbuster recently introduced a new program where you can trade in your used DVDs for store credit that [...]

Wow, two Suze Orman related posts in a row…
I found myself watching the Suze Orman show tonight for the first time on CNBC. It is a special show tied into her new book The Money Book for the Young, Fabulous & Broke, and it involves her doing a sit-down with some young fabulous people.
In her [...]

I an what you would call quasi-self-employed; I work for a foreign company under contract. As such I get a consistent wire transfer every month, I get vacation days, and I go to staff meetings. Because the company has no Canadian presence, I am not an employee in the traditional sense, and can be considered [...]

No matter what feel-good commercials want you to believe, you are (usually) just a number to your potential creditors.
The number in question is called your FICO score, and it controls your financial life in ways you cannot imagine.
From Wikipedia:
A credit score is a numerical index which represents an estimate of an individual’s financial creditworthiness. It [...]

For the last few months, I have been putting the methods I listed in my post titled The Ultimate Credit Card Payment Program to work.

I ordered my payments a little differently than the system I previously mentioned: rather than paying down the card with the lowest balance or the greatest interest, I instead focused on [...]

Update: While the principles presented in this post are sound, the payoff order described it slightly flawed. Please read my followup post/mea culpa before applying the principles here.
Get out your pen and paper, because I am about to share with you the ULTIMATE CREDIT CARD REPAYMENT PROGRAM! That’s right, the ULTIMATE CREDIT CARD REPAYMENT PROGRAM!!

See, [...]