As you probably know, I am a big fan of using ING Direct savings accounts because at 2.4% with no fees it is a much better place for things like your emergency fund.
Well, I noticed today while managing my accounts (you can open multiple accounts to segregate your funds) that ING is offering a $13 [...]

I’m sure you all have read my post on The Ultimate Credit Card Repayment Program and my post on Ordering Debts
for Repayment, and then found yourself saying ‘That’s great Mike, but what I really need is a nice tool with fancy graphs that lets me enter in all my debts and have it automatically [...]

Ok, because I am not taxing my bandwidth enough as it is, I have decided to take a crack at screencasting. As a follow-up to my post on cash back mortgages, I have decided to do a small screencast showing how to create a simple amortization table using Excel.
You will need Macromedia Flash installed to [...]

I was in the bank the other day and saw a bright pink sheet of paper advertising the latest mortgage rates. What struck me was the offer for 3% cash back on your mortgage, in exchange for a measly 0.6% increase on your mortgage rate. Hey, it’s only point six percent, surely that can’t be [...]

No matter what feel-good commercials want you to believe, you are (usually) just a number to your potential creditors.
The number in question is called your FICO score, and it controls your financial life in ways you cannot imagine.
From Wikipedia:
A credit score is a numerical index which represents an estimate of an individual’s financial creditworthiness. It [...]

Update: While the principles presented in this post are sound, the payoff order described it slightly flawed. Please read my followup post/mea culpa before applying the principles here.
Get out your pen and paper, because I am about to share with you the ULTIMATE CREDIT CARD REPAYMENT PROGRAM! That’s right, the ULTIMATE CREDIT CARD REPAYMENT PROGRAM!!

See, [...]

So, you want to get your finances in order, but you don’t know where to start? Well in my opinion the first place to start is by building an emergency fund.
All of us will face financial emergencies that could include being fired, having a vehicle break down, or having to travel a great distance at [...]

When I was in school our accounting and finance teacher had one lesson he wanted all students to take away from his class: Banks Are Evil. How right he was.
While I won’t be getting into a full rant on banks today, let me give you one example:

Just before getting paid this month my life insurance [...]