…With Geico!
Just kidding, this is not an insurance ad. Rather, I decided to do something about the interest rate on my wife’s Visa card.

My wife and I both have a Visa card through TD Canada Trust, but we carry different cards. I have a TD Emerald card that has a $12 annual fee (going [...]

As many of you know, I have recently been writing about credit card repayment. The gist of the program is to order your debts for repayment, pay the current minimum payment on each debt for the remainder of its lifetime, and pay extra to the first debt in the payment order, snowballing the monthly plus [...]

I an what you would call quasi-self-employed; I work for a foreign company under contract. As such I get a consistent wire transfer every month, I get vacation days, and I go to staff meetings. Because the company has no Canadian presence, I am not an employee in the traditional sense, and can be considered [...]

No matter what feel-good commercials want you to believe, you are (usually) just a number to your potential creditors.
The number in question is called your FICO score, and it controls your financial life in ways you cannot imagine.
From Wikipedia:
A credit score is a numerical index which represents an estimate of an individual’s financial creditworthiness. It [...]

So have you been to the Financial Blog Aggregator lately? Have you subscribed to the feed? I strongly suggest you do, it is the best way to get your daily dose of personal finance blogging! Here’s a sample of what’s going around the aggregator today:
Neville talks about how Owning A Business Can Be Worse Than [...]

For the last few months, I have been putting the methods I listed in my post titled The Ultimate Credit Card Payment Program to work.

I ordered my payments a little differently than the system I previously mentioned: rather than paying down the card with the lowest balance or the greatest interest, I instead focused on [...]

Being a little bored today, I hit a small cluster of pawn shops in the area. Here’s some of the things I observed:
1) While the smaller shops can have some good prices, the big shops usually offer 30 to 90 day warranties that make shopping a lot safer.
2) There are a fair number of people [...]

I have a confession to make; every once in a while (probably once every 4 months), I get impulsive and drop a dollar on a lottery ticket when the pot gets particularly large.
Now of course, no sensible person should by a lottery ticket and expect to win, and being the sensible person that I am, [...]

Sounds like a good title for a cartoon or video game, doesn’t it?
My wife and I were at Ikea last week and her favorite area in Ikea is the scratch and dent (or as-is) section. Lots of display and damaged items, all at a good savings.
The display and scratch items represent a good savings [...]

One disadvantage of going on a financial diet is that you find yourself eating out less; why pay even $20 for a meal at a restaurant when that kind of money can feed you for a couple of days when used wisely at a grocery store?
One solution I have found is to be a secret [...]