I was reading Neville’s post on ‘Being Rich’ and it made me think about my definition of being rich.
Neville joked that:
“The American Dream is a German Car an Italian wardrobe and a Swiss bank account.”
To me, the Canadian Dream is your car paid for, your home paid for, and enough money in the bank [...]

Some time in your life you will need a new car. You may not want to have the burden of a new car debt, but you may find there are very few alternatives. There are some simple things you can look for that will help reduce the amount of money every month. Depending on your [...]

If something looks too good to be true, hide your wallet and run. As an example of why, I’d like to introduce to you the concept of a Ponzi’s game.
A Ponzi scheme is a fraudulent investment operation that involves paying returns to investors out of the money raised from subsequent investors, rather than from [...]

While most people use the phrase “bad debt” to refer to a lot of debt, or just owing a lot of money, this phrase actually has a very specific use when it comes to financial issues. Bad debt in this case is a debt that cannot be collected. This usually happens when the person who [...]

Donald, over at Personal Finance Tips, has a great glossary of common credit card terms and what they mean.

Included in the list is:
Account set up fee - This is an initial fee that some banks or providers charge to start up your account.
Annual fee - In lieu of higher interest rates throughout the year, some [...]

You have to love the mail-in rebate, an obvious ploy to increase sales without the cost of an across the board discount. Companies love mail-in rebates because I would figure less than half of the rebates are actually issued, the rest either never sent in or lost in the mail.
Alex over at moskalyuk.com has posted [...]

Here’s another way to save money on cars: don’t own one at all.
According to my latest copy of Reader’s Digest, it costs almost $10,000 a year to drive a Dodge Caravan 18,000 KM a year including payments, depreciation, insurance, gas, and maintenance.
$10,000 a year! Now of course not all of that is actual cash outlay, [...]

Really good advice at Blueprint for Financial Prosperity today:
What if someone calls you and asks you to verify information? If it’s Bank of America (and you actually have a BoA account, which I don’t), then say thank you, hang up, and then call them back. Look on the back of your Bank of America card [...]

It occurs to be that I forgot to mention the sweetest plum of all at a wrecker auction, the theft recovery.
Theft recoveries work like this: Jimmy and Suzie get their car stolen. They are sad, but the insurance company comes through and replaces their car.
Later, the car is recovered by the police, but Jimmy and [...]

You may recall that in a previous post I suggested wrecked vehicle auctions as a potential source of savings when procuring a new (to you) vehicle. Well, I gave that advice from experience, and I am in the process of gaining more experience.
I currently own a 1997 Ford Taurus, which I purchased at a normal [...]